For those who are new to receiving Supplemental Nutrition Assistance Program (SNAP) or Temporary Assistance for Needy Families (TANF) benefits, it is common to wonder when funds are credited to your EBT card. In general, SNAP and TANF benefits are deposited to EBT cards between midnight and 8 a.m. on payday, although the exact time may vary by state.
The following are the times EBT benefits are deposited in each state, regardless of whether it is a weekend or holiday:
The EBT card is essential to access SNAP and TANF benefits. It works like a debit card and can be used to purchase groceries at stores that accept EBT, such as Walmart, Costco, Whole Foods, Aldi, Sam's Club and Target. It can also be used for online purchases in certain states, thanks to the USDA's SNAP online shopping pilot program.
SNAP benefits are restricted to eligible food and beverages, while TANF cash benefits offer more flexibility. These can be withdrawn at approved ATMs, with the caveat that some places, such as casinos and liquor stores, are excluded.
Once your benefits are deposited, you can begin using them immediately. Whether you're using SNAP for groceries or TANF for other needs, your EBT card provides access to essential resources to help manage everyday expenses.